Balance Transfer Loan

Shift your existing loan to INFINLO’s trusted partners and enjoy reduced EMIs, lower interest, and financial relief with a smarter banking choice.

Key Benefits

📉 Lower EMIs

Switch to a better interest rate and reduce your monthly outflow instantly.

⚡ Seamless Process

Quick, smooth and hassle-free balance transfer with zero stress.

🏦 Trusted Banks

Access India’s top banks & NBFCs with our strong financial network.

📊 Better Planning

Manage your debts effectively and improve long-term financial health.

🌟 Save More, Pay Less — Balance Transfer with INFINLO 🌟

Why Thousands Choose Us

🔒 Trusted Guidance

We guide you step by step, ensuring no hidden charges or surprises.

💡 Smart Advice

Our experts help you decide when and how to transfer for maximum savings.

🤝 Customer-First

Your satisfaction is our top priority — not just the numbers.

Balance Transfer — A Smarter Way to Borrow

A Balance Transfer allows you to move your existing loan from one bank or NBFC to another offering better interest rates and terms. This results in reduced EMIs, improved repayment flexibility, and long-term savings. For individuals paying high interest on personal, home, or business loans, a balance transfer can save lakhs over the loan tenure.

With INFINLO, the process is made smooth and hassle-free. Our financial experts compare options from multiple institutions and help you choose the most beneficial transfer plan. This ensures not just savings but also peace of mind, knowing your loan is under the best possible terms.

Unlike traditional banks that complicate transfers, INFINLO simplifies it with transparency and speed. Whether you are salaried, self-employed, or a business owner, we bring solutions that work for you — because your growth is our mission.

✅ Make the Smart Move Today — Your Loan, Your Savings, Your Future

 

 

Balance Transfer Loan Requirements (India)

Document CategoryFor Salaried CustomersFor Self-Employed / Business Owners
KYC Documents
  • Passport-size Photographs
  • PAN Card
  • Aadhaar Card / Passport / Voter ID
  • Residence Proof (Electricity Bill / Rent Agreement)
  • Passport-size Photographs
  • PAN Card
  • Aadhaar Card / Passport / Voter ID
  • Residence Proof (Electricity Bill / Rent Agreement)
Income Proof
  • Latest 3–6 months’ Salary Slips
  • Form 16 (last 2 years)
  • Latest 6 months Bank Statement (salary account)
  • Last 2–3 years ITR with Computation
  • Audited Balance Sheet & P&L Statement (last 2 years)
  • Business Registration / GST Certificate
  • Latest 12 months Bank Statement
Existing Loan Documents
  • Sanction Letter of existing loan
  • Loan Account Statement (last 12 months)
  • Repayment Track Record (no default proof)
  • List of EMIs paid till date
  • Foreclosure Letter / Consent Letter from existing lender
Property / Security Documents (if secured loan)
  • Original Sale Deed / Agreement
  • Property Tax Receipts
  • Approved Building Plan
  • No Objection Certificate (NOC)
  • All Chain Agreements
Other Requirements
  • Duly filled Balance Transfer Loan Application Form
  • Credit Report (CIBIL Score check by bank)
  • Employer Confirmation (for salaried, if required)
  • Co-Applicant/Guarantor documents (if applicable)
 

💰 Apply for a Loan

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Our team will get back to you shortly. 🤝

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